Homeowners Insurance

Protect your home, your belongings, and your peace of mind with trusted homeowners insurance from Smalls Insurance Agency Inc. Since 1979, our locally owned and operated agency has helped families throughout Dover, Wilmington, and surrounding Delaware communities find the right insurance coverage at the right price.

Led by Fred Smalls, who brings over 45 years of insurance experience, our team is committed to helping you secure the best coverage for the best price. At Smalls Insurance Agency Inc, we work directly with you to understand your needs and help you save money without sacrificing protection. We treat you like family.

Why Homeowners Insurance Matters

Your home is one of your biggest investments. A strong homeowners insurance policy can help protect you financially from unexpected events such as fire, wind damage, theft, vandalism, liability claims, and more. Whether you own your first home, a long-time family residence, or an investment property, having the right policy in place is essential.

Our goal is to make homeowners insurance simple, affordable, and personalized. We take the time to review your options and help you choose coverage that fits your property, budget, and lifestyle.

What Homeowners Insurance Can Cover

A homeowners insurance policy may provide protection for a wide range of needs, including:

  • Dwelling coverage for damage to the structure of your home
  • Personal property coverage for belongings such as furniture, electronics, and clothing
  • Liability protection if someone is injured on your property
  • Additional living expenses if your home becomes temporarily uninhabitable after a covered loss
  • Other structures coverage for detached garages, sheds, and fences

Every home is different, which is why we help you review your specific risks and coverage needs before choosing a policy.

Why Choose Smalls Insurance Agency Inc?

When you choose Smalls Insurance Agency Inc for your homeowners insurance, you are choosing a trusted local agency with decades of experience and a strong commitment to customer service.

  • Established in 1979
  • Locally owned and operated
  • Over 45 years of experience
  • Serving Dover, Wilmington, and surrounding areas
  • Focused on saving clients hundreds with each new policy
  • Three convenient office locations
  • Personalized service from a team that puts your needs first

We are proud to advocate for our clients and help them find great value on insurance coverage. We believe in honest guidance, personal attention, and long-term relationships.

Save More by Bundling Your Insurance

Looking for even more savings? Bundling your homeowners insurance with your auto, life, business, or personal insurance may help reduce your overall costs. If you are a current policyholder and want to add or update your coverage, our team is here to help you explore your options.

We proudly offer coverage for:

  • Auto Insurance
  • Home Owner Insurance
  • Commercial Insurance
  • Personal Insurance
  • And More

Free Homeowners Insurance Quote

If you are shopping for homeowners insurance in Delaware, let Smalls Insurance Agency Inc help you compare options and find the protection you need. We offer a FREE no-obligation quote and work hard to help you save hundreds.

Call today to get started:

  • Wilmington Office: 302-633-1980
  • Dover Office: 302-674-4044
  • Email: fred@smallsinsuranceagency.com

Office Locations

  • Wilmington Office: 5227 W Woodmill Dr Ste 43, Wilmington, Delaware 19808
  • Dover Office: 4164 N Dupont Hwy STE 3, Dover, DE 19901

Smalls Insurance Agency Inc is here to help you protect what matters most. Contact us today for dependable homeowners insurance in Delaware and discover how much you could save.