# Smalls Insurance Agency Inc

> Locally owned insurance agency established in 1979, led by owner Fred Smalls (45+ years experience), serving Dover, Delaware and surrounding areas with three offices; offers free no-obligation quotes and policy updates/bundling; coverages include Auto, Home Owner, Commercial, Personal, plus Renters, Life, and Business insurance.

Phone: (302) 633-1980 (Wilmington) • (302) 674-4044 (Dover)  
Email: fred@smallsinsuranceagency.com  
Addresses: 5227 W Woodmill Dr Ste 43 Wilmington, DE 19808 • 4164 N Dupont Hwy STE 3, Dover, DE 19901

Discount programs mentioned: AARP Members (approved 6 hour online defensive course) and Delaware Department of Insurance approved online defensive course; both qualify for an automobile insurance reduction for three years.

## Company

- [About Us](/about): Agency background, ownership, and local service details
- [Service Area](/service-area): Locations served (includes Dover, DE and Smyrna, DE)

## Insurance Services

- [Services](/services): Coverage types and service overview
- [Auto Insurance](/auto-insurance): Automobile insurance coverage
- [Homeowners Insurance](/homeowners-insurance): Home Owner insurance coverage
- [Renters Insurance](/renters-insurance): Renters insurance coverage
- [Life Insurance](/life-insurance): Life insurance coverage

## Quotes & Policy Support

- [Free Estimate / Quote](/free-estimate): Free no-obligation quote request for Auto, Home, Life, Business insurance
- [Current Policy Holders](/current-policy-holders): Add/update current policy; bundling savings form/contact

## News & Reviews

- [Insurance News](/insurance-news): Insurance-related news posts
- [Reviews](/reviews): Customer reviews and review submission link

## Real Estate

- [Smalls Real Estate](/smalls-real-estate): Real estate site/page referenced by the agency

## Contact & Portal

- [Contact](/contact): Contact page and office information
- [Agent Email](/agent-email): Agent email access link/page
- [Agent Log-in](/agent-login): Agent login portal link/page